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The population of elderly in India has tripled in the last 50 years. According to census, older people form 7.7% of the total population. Over the years, the government has launched multiple policies and schemes to help the elderly population for our country. The aim is to provide support and promote independence, health and well-being amongst our elderly population. These schemes support them in various walks of life like medical health, helping them in planning their pension and helping them improve their quality of life.

Below are a few schemes by our government exclusively for the senior citizens:

Integrated Program for Older persons (IPOP)

This program is run under the Ministry of Social Justice and Empowerment. The main objective of this program is to improve the quality of life of our senior citizens by providing them with basic facilities like food and shelter, medical care, entertainment opportunities etc. Grants are provided to NGOs to run day care centers, mobile medical units, multi-facility centers etc. In 2016-2017, a total of 396 old age homes were given such grants covering 40,200 beneficiaries.

Rashtriya Vayoshri Yojna

This scheme is also run by the Ministry of Social Justice and Empowerment. Under this scheme, senior citizens below the poverty line are provided with aids and assisted living devices for age-related disabilities such as low- vision, loco-motor disabilities or hearing impairment. They are provided with assistance like crutches, wheelchairs, spectacles, artificial dentures, walking sticks, hearing aids etc. The scheme is going to be implemented in 260 districts and will benefit 5,20,000 beneficiaries up to 2020.

Indira Gandhi National old age pension scheme

Under this scheme, financial assistance is provided to people above 60 years falling below the poverty line. Central assistance of Rs 200 is provided to people from 60-79 years and Rs 500 to people above 80 years of age.

Varishtha Pension Bima Yojna (VPBY)

This scheme is run by the ministry of finance. It’s a social security scheme for the senior citizens and they are given an assured minimum pension return on the subscription amount. This scheme is implemented through Life Insurance Corporation.

Also read: What is Preventive Geriatrics?

The Pradhan Mantri Vaya Vandana Yojana

This scheme was launched in May 2017 and is a simplified version of VPBY. Under this scheme, when you pay an initial lump sum amount ranging from Rs 1,50,000 for a minimum pension of Rs 1000 per month, to a maximum of Rs 7,50,000 for a maximum pension of Rs 5,000 per month, you will get an assured pension based on a guaranteed rate of return of 8% per annum payable month/quarterly/half-yearly or annually.

The elderly population needs special schemes and programs to take care of them in their old age. The government, through the above schemes, is doing its best to support the elders of our country. If you know someone who is an elderly and could benefit with the above schemes, please share it with them.

Also read: India is aiming to be free from AIDS by 2024 

Please share your views and suggestions on what you think of these policies and programs by Government of India. Write here in the comments section.

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